Punjab Chief Minister Maryam Nawaz Sharif has launched the Apni Chat Apna Ghar program to help residents earning less than 60,000 Rs per month purchase affordable homes. The program aims to build over 100,000 houses across Punjab, making homeownership accessible for low-income families. Applications can be made easily through the agac.punjab.gov.pk website or by calling the helpline at 0800-09100. This initiative is a significant step towards providing secure and dignified living spaces for many families in Punjab.
Punjab Apni Chat Apna Ghar Scheme Update [Nov] 2024
The Apni Chat Apna Ghar scheme will provide 100,000 affordable homes in Punjab over the next four and a half years. The project will focus on major cities like Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi, with the first tranche of 5,000 homes being built near Raiwind Road in Lahore. Each plot is estimated to cost Rs1.5 million, but the government offers a 60% subsidy, making the payable amount only 40%. Payments can be made in easy monthly installments of Rs26,000 over five years.
New House Features
The houses under this scheme are designed to meet basic living standards while being affordable:
- Two Bedrooms: Sufficient space for families.
- TV Lounge: A common area for relaxation and entertainment.
- Bathroom: Equipped with necessary facilities.
- Good-Sized Kitchen: Adequate space for cooking and household activities.
The Punjab Information Technology Board (PITB) has developed a dedicated portal for the project, allowing applicants to register and track their applications online. This initiative helps low-income families realize their dream of owning a home without the burden of heavy rents.
ACAG Online Application Procedure
Registering for the Apni Chat Apna Ghar scheme online is simple. Follow these steps on the ACAG portal:
- Visit the Website: Go to acag.punjab.gov.pk.
- Register: Click the Register button at the top left.
- Fill the Form: Enter your full name, CNIC number, father or husband’s CNIC, gender, email, mobile number, city, division, and district.
- Create Password: Set a strong password to complete the registration.
- Upload Documents: Attach digital copies of necessary documents.
- Submit: Tap the register button to finalize your application.
How To Apply Through 0800-09100 Contact Number
If you prefer not to use the internet, you can register via phone by calling 0800-09100. This helpline assists applicants in completing their registration and answering any queries about the program. The phone-based registration ensures that even those without internet access can benefit from the scheme and secure their own homes.
Who Are Eligible For CM Maryam Nawaz Apni Chat Apna Ghar Scheme?
To qualify for the Apni Chat Apna Ghar scheme, applicants must meet the following criteria:
- Chief Family Member: Must be the head of the household as per NADRA records.
- Permanent Citizen of Punjab: Only residents of Punjab are eligible.
- Land Ownership: Must own 5 marla or less in urban areas, or 5 to 10 marla in rural areas.
- No Outstanding Loans: Applicants should not have any unpaid loans or bank debts.
- Clean Criminal Record: No serious criminal history.
- NSER Registration: Must be registered with the National-Socio Economy Registry.
- Income Limit: Monthly income should be less than Rs60,000.
- Poverty Level: Must fall below the poverty line as defined by the program.
Essential Documents Required During Registrations
When registering for the scheme, applicants need to provide the following documents:
| Document | Description |
|---|---|
| CNIC Copy | A clear copy of the applicant’s CNIC. |
| Bank Statements | Proof of financial status. |
| Land Ownership Proof | Documents showing land ownership. |
| NSER Registration Proof | Confirmation of NSER registration. |
Punjab Apni Chat Apna Ghar ACAG Benefits
The Apni Chat Apna Ghar program offers numerous benefits to the people of Punjab:
- Affordable Housing: Homes are priced reasonably with significant government subsidies.
- Homeownership: Enables low-income families to own their homes.
- Economic Empowerment: Contributes to financial stability and community welfare.
- Dignified Living: Provides secure and comfortable living conditions for families.
Chief Minister Maryam Nawaz emphasized that this program is open to all eligible citizens, including teachers and laborers, ensuring that everyone has the right to a home.
Conclusion
The Apni Chat Apna Ghar scheme by CM Punjab is a transformative initiative that offers affordable housing to eligible families across Punjab. With a streamlined application process available online and via phone, more families can achieve their dream of owning a secure and permanent home. This program not only supports individual families but also contributes to the overall economic and social development of the province. For more information, applicants can visit the ACAG portal or call the helpline at 0800-09100.
FAQs
1. How can I register for the Apni Chat Apna Ghar scheme online?
Visit the ACAG portal, click on the Register button, fill out the form, upload necessary documents, and submit your application.
2. What documents are required for registration?
You need a CNIC copy, bank statements, proof of land ownership, and NSER registration proof.
3. Can I register for the scheme via phone?
Yes, you can call the helpline at 0800-09100 to register and get assistance with your application.
4. What is the eligibility criteria for the Apni Chat Apna Ghar scheme?
Applicants must be the chief family member, permanent citizens of Punjab, have limited land ownership, no outstanding loans, a clean criminal record, NSER registered, with a monthly income below Rs60,000.